High value homes come in all styles, sizes and ages: colonials, ranches, century-old landmarks and newly constructed dwellings. No matter where you call home, it is a major investment, both financially and emotionally. For homes with this kind of value, standard Homeowners insurance may not be an ideal fit. If anything disastrous should happen to your home, you would want an insurance policy broad enough to help repair, replace or rebuild as it was before.
Personal Articles Coverage
Items such as jewelry, silver, furs, antiques and collections require a higher level of protection. Our top-notch carriers offer to schedule these precious items so in the event of a total loss or theft you’ll receive the full-insured amount.
Personal Property Coverage
Insurance companies differ in the coverage that they offer and the way your home and personal possessions are valued. Your home is much more than just walls and the roof. If the things inside your home are damaged, some companies require you to replace each item before repaying you in full, and may factor in depreciation. It is important to discuss with your agent the replacement cost of your personal property to ensure proper coverage in the event of a loss. Should you experience a loss, you can count on the Greystone Insurance Associates team to respond promptly, compassionately and decisively, as they assist with your financial recovery.
Personal Liability Coverage
If you are like most people, you may not have enough personal liability protection to keep on target with your asset growth or the current litigation trends. ‘Your dog decided to bite your neighbor, and now, you are being sued.’ ‘A visitor to your home is severely injured when they fell down your steps.’ ‘You are being sued for slander.’ These are all exposures that adequate personal liability coverage can provide protection against.
Your policy’s true value lies in the advice you receive from your insurance agent. It is important to work with an agency that recognizes the unique coverage needs of high value homes and specializes in creating a thorough policy to fit your insurance program needs. For years, our agency has been providing unparalleled high value homeowner coverage. In life, anything can happen. Let the trusted professionals at Greystone Insurance Associates help protect you in unexpected situations, ranging from tree removal after a storm to restoration after a house fire.
Contact our experienced and knowledgeable agents today for a complimentary review of your current insurance program and learn how you can benefit from a specialized high value homeowner policy!