The Importance of Flood Insurance

The Importance of Flood Insurance

Floods are the number one natural disaster in the United States and the importance of flood insurance can never be overstated. Over the past ten years, the National Flood Insurance Program has paid billions of dollars in claims. Everyone lives in a flood zone and the difference between zones is relative to risk. Several factors […]

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Personal articles: Protect your valuable property

By Cincinnati Personal Lines http://blog.cinfin.com/2015/06/25/personal-articles/ Gold and diamonds and furs, oh my! While your homeowners policy may cover valuables when lost, stolen or damaged, many policies limit the valuation of items such as jewelry, silverware, works of art, furs or collectibles. That policy may pay only the limit and not cover the full value of […]

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7 questions to ask your agent about homeowner insurance

By Cincinnati Personal Lines http://blog.cinfin.com/2015/06/23/homeowner-insurance-questions/ When you’re shopping for homeowner insurance, remember that policies can vary widely. Some coverages may be included, and others may be available for additional premium. Here are some questions you might want to ask your independent insurance agent: 1.) Is my home covered for full replacement cost? This is one […]

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The benefits of working with an independent agent

By Kirsten Faherty http://blog.cinfin.com/2016/07/07/agent-model-benefits/ An independent insurance agent can help you get the right fit. After a lot of saving and planning, my sister and her family bought their dream home. Sadly, a storm damaged their roof, and she’s had difficulty resolving her claim. Her family did not purchase their insurance through an independent agent. […]

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Personal Automobile Insurance

Greystone Insurance Associates, Inc. – Covering the Boone, Blowing Rock, Banner Elk, Watauga, Avery and Ashe Counties When purchasing personal Automobile insurance, buyers often “zero in” on protecting their own vehicles in case of an at fault accident, with special attention to deductibles for comprehensive and collision coverage. They consider the liability coverage required by the […]

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High Value Homes

High value homes come in all styles, sizes and ages: colonials, ranches, century-old landmarks and newly constructed dwellings. No matter where you call home, it is a major investment, both financially and emotionally. For homes with this kind of value, standard Homeowners insurance may not be an ideal fit. If anything disastrous should happen to […]

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